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Sofie Wilson

Extension 213
Top Tip: Be careful getting Decision in Principles on your own – lenders have very set criteria for mortgages on shared ownership and new build properties that are not always made clear or easy to find on websites. The last thing you need when trying to obtain a mortgage is lots of recent searches on your credit file!

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    tools

    Budgeting for your new property or new mortgage is vitally important, the mortgage lender assume responsibility for mortgage affordability but clearly you need to be 100% sure that you can afford your mortgage and rent if you are purchase shared owne.

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    Guides

    Resales are properties that have already been bought through shared ownership in the past, and where the owners are now looking to sell their share and move on.

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